End of march or early April I will be losing Drama Girl. This means we will lose between two hundred and four hundred dollars a month.
I won't lie and say it will be an easy adjustment. We are in no danger of losing our house or going hungry, but the fact is that for three years we have had this extra money to "play" with. In most cases we used it to pay bills, so it is not really "playing" but that meant we had that extra amount in our other accounts to go on a date, or splurge on silly things.
We also used the Baby sitting check for Christmases and anything that needed saving up. The BS check paid for our new floors, our fence, and my new washer and dryer.
Hubs is making more an hour more than he was before we got DG, and we were doing fine bill wise then, although there was certainly not enough left at the end of the month for saving!
One thing I seriously need to do is sit down and budget. I always having running totals in the back of my mind and know approximately what I have to pay out of each check we get, but, things will have to change.
(I forgot to add in that when Blue Boy turns six, we will lose 100 dollars a month off of the baby check the government sends)
Does any one know of a good online budgeting place? Or some software I can purchase to make up an ongoing biweekly/monthly budget plan?
5 comments:
I do this for work, but personally? Notsomuch. If you find a good personal one (free??), please let me know...I think Blogarita has one on her 'other' site...I'll check my archives & saved stuff. Now I use the 'ole excel spreadsheet...
This is from her site - I, being the lazy ass I am - haven't gone there yet.
http://livinglifereal.blogspot.com/2007/09/paying-bills.html
hmmm, Big Daddy and I made a custom budget thingy on excel spreadsheets. I'll see if we still have it and send it to you via email
We use an excel spreadsheet for our personal stuff.
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